A college degree can open doors to higher salaries and long-term career growth, but it does not have to cost a fortune. Thanks to fully online, accredited programs at certain universities, it is now possible to earn a bachelor’s degree for less than $15,000 total. Even better, many of these affordable degrees lead to solid starting salaries and dependable career paths.
If you are looking for a smart way to invest in your education without piling up debt, here are some of the best online bachelor’s degrees under $15,000 that still deliver strong returns after graduation.
Why Choose an Online Degree Under $15,000?
- Lower tuition: Many online schools keep costs down by cutting campus fees and offering flexible schedules that let students work while studying.
- Accredited quality: Programs from reputable schools are regionally accredited, which means they meet the same standards as traditional on-campus degrees.
- Strong payoffs: Affordable tuition means it is easier to get a good return on investment, with graduates often earning back their tuition costs within a year or two of starting full-time work.
Western Governors University (WGU)
Typical cost: Around $7,500 to $9,000 total for a bachelor’s degree.
WGU uses a flat-rate tuition model. Students pay about $3,625 every six months and can complete as many courses as they can handle in that time. Many motivated students finish in under three years, bringing the total cost well under $15,000.
Popular degrees with strong job outcomes:
- BS in Information Technology: Many graduates land roles in help desk support, systems administration, and cybersecurity, often starting at $55,000 to $65,000.
- BS in Business Management: A versatile degree that leads to entry-level roles in operations, sales, and team leadership. Starting salaries often range from $50,000 to $60,000.
- BS in Accounting: Prepares students for accounting assistant and junior accountant roles, with typical entry pay of $50,000 to $55,000.
Southern New Hampshire University (SNHU)
Typical cost: Under $12,000 to $15,000 for a full online degree with aggressive transfer credits.
SNHU charges $320 per credit hour for online undergraduate courses. Students who transfer credits from community college or past coursework can cut the total price significantly.
Popular online degrees:
- BS in Marketing: Leads to careers in digital marketing, advertising, and brand management. Graduates often start around $45,000 to $55,000.
- BS in Healthcare Administration: Positions graduates for management roles in clinics and hospitals, with entry salaries often above $50,000.
- BS in Computer Science: Opens doors to roles in software development, quality assurance, and IT support. Starting salaries are frequently above $60,000.
University of the People
Typical cost: Around $4,000 total for a bachelor’s degree.
University of the People is a tuition-free, fully online institution that only charges small fees for course assessments. A full bachelor’s degree usually costs under $4,000.
Notable degrees:
- BS in Business Administration: Graduates go on to roles in business operations, sales, and retail management, typically starting around $45,000.
- BS in Computer Science: Prepares students for technical support and junior programming roles, often paying $50,000 or more to start.
Tips to Maximize Your Degree’s Value
- Transfer credits: Use community college or prior learning assessments to cut your remaining required credits.
- Work while studying: Many online programs are designed for working adults, so you can earn an income while completing your degree.
- Target in-demand fields: Look for degrees in business, healthcare, IT, and marketing, where entry-level salaries are strong and job growth is steady.
The Bottom Line
A four-year degree does not have to cost $100,000. Fully online programs from schools like WGU, SNHU, and University of the People can help you earn a respected bachelor’s degree for under $15,000. With many graduates moving into roles that start at $50,000 or higher, these programs pay for themselves quickly.
Choosing an affordable online degree is one of the smartest ways to keep student debt low and build a solid foundation for your career. By focusing on accredited schools and practical, high-demand majors, you can graduate with both a diploma and financial peace of mind.
